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Resolution 13055CITY OF ALAMEDA RESOLUTION NO. 13 0 5 5 AUTHORIZING ISSUANCE OF LIMITED OBLIGATION REFUNDING IMPROVEMENT BONDS Harbor Bay Business Park Assessment District 92 -1 (Reassessment and Refunding of 1998) TABLE OF CONTENTS ARTICLE I DEFINITIONS; GENERAL Section 1.01. DEFINITIONS 2 Section 1.02. UNPAID REASSESSMENTS 8 Section 1.03. EQUAL SECURITY 8 ARTICLE II THE BONDS Page Section 2.01. BONDS AUTHORIZED 9 Section 2.02. TERMS OF BONDS 9 Section 2.03. REDEMPTION 10 Section 2.04. FORM OF BONDS 12 Section 2.05. EXECUTION AND AUTHENTICATION OF BONDS 12 Section 2.06. TRANSFER OR EXCHANGE OF BONDS 12 Section 2.07. BOND REGISTER. 13 Section 2.08. TEMPORARY BONDS 13 Section 2.09. BONDS MUTILATED, LOST, DESTROYED ORSTOLEN 13 ARTICLE III ISSUANCE OF BONDS Section 3.01. ISSUANCE AND SALE OF BONDS 14 Section 3.02. VALIDITY OF BONDS 14 Section 3.03. PLEDGE OF REASSESSMENTS AND FUNDS 14 Section 3.04. LIMITED OBLIGATIONS 14 Section 3.05. NO ACCELERATION 14 Section 3.06. REFUNDING OF BONDS 14 Section 3.07. AUTHORITIES. 15 Section 3.08. SALE OF BONDS 15 Section 3.09. BONDS PREPARED AND DELIVERED 15 Section 3.10. ESCROW AGREEMENT 15 Section 3.11. ACTIONS APPROVED 15 ARTICLE IV FUNDS AND ACCOUNTS Section 4.01. APPLICATION OF PROCEEDS OF SALE OF BONDS 16 Section 4.02. COSTS OF ISSUANCE FUND 16 Section 4.03. REDEMPTION FUND 16 Section 4.04. ESCROW FUND 17 Section 4.05. IMPROVEMENT FUND 17 ARTICLE V COVENANTS Section 5.01. COLLECTION OF REASSESSMENTS 18 Section 5.02. FORECLOSURE 18 Section 5.03. PUNCTUAL PAYMENT; COMPLIANCE WITH DOCUMENTS 19 Section 5.04. NO PRIORITY FOR ADDITIONAL OBLIGATIONS 19 Section 5.05. FURTHER ASSURANCES 19 Section 5.06. PRIVATE ACTIVITY BOND LIMITATION 19 Section 5.07. FEDERAL GUARANTEE PROHIBITION 19 Section 5.08. NO ARBITRAGE 19 Section 5.09. REBATE REQUIREMENT 20 Section 5.10. YIELD OF THE BONDS 20 Section 5.11. AMENDMENT 20 Section 5.12. MAINTENANCE OF TAX - EXEMPTION 20 Section 5.13. CONTINUING DISCLOSURE 20 ARTICLE VI INVESTMENT OF FUNDS Section 6.01. DEPOSIT AND INVESTMENT OFMONEYS IN FUNDS 21 Section 6.02. ACQUISITION, DISPOSITION AND VALUATION OF INVESTMENTS 21 Section 6.03. LIABILITY OF CITY 22 Section 6.04. EMPLOYMENT OF AGENTS BY CITY 22 ARTICLE VII MODIFICATION OR AMENDMENT Section 7.01. AMENDMENTS PERMITTED 24 Section 7.02. OWNERS' MEETINGS 24 Section 7.03. PROCEDURE FOR AMENDMENT WITH WRITTEN CONSENT OF OWNERS24 Section 7.04. DISQUALIFIED BONDS 25 Section 7.05. EFFECT OF SUPPLEMENTAL RESOLUTION . 25 Section 7.06. ENDORSEMENT OR REPLACEMENT OF BONDS ISSUED AFTER AMENDMENT. 25 Section 7.07. AMENDATORY ENDORSEMENT OF BONDS 26 ARTICLE VIII MISCELLANEOUS Section 8.01. BENEFITS OF AGREEMENT LIMITED TO PARITIES 27 Section 8.02. SUCCESSOR AND PREDECESSOR 27 Section 8.03. DISCHARGE OF RESOLUTION 27 Section 8.04. EXECUTION OF DOCUMENTS AND PROOF OF OWNERSHIP 28 Section 8.05. WAIVER OF PERSONAL LIABILITY. 28 Section 8.06. NOTICES AND DEMANDS 28 Section 8.07. PARTIAL INVALIDITY. 28 Section 8.08. UNCLAIMED MONEYS. 28 Section 8.09. APPLICABLE LAW 29 Section 8.10. CONFLICT WITH ORDINANCE 29 Section 8.11. CONCLUSIVE EVIDENCE OF REGULARITY; VALIDITY 29 Section 8.12. PAYMENT ON BUSINESS DAY 29 Section 8.13. REPEAL OF INCONSISTENT RESOLUTIONS 29 Section 8.14. AUTHORITY OF FINANCE DIRECTOR 29 Section 8.15. CERTIFIED COPIES 29 Section 8.16. EFFECTIVE DATE OF THE RESOLUTION 29 EXHIBIT A - Terms and Conditions EXHIBIT B - Form of Bond ii A RESOLUTION AUTHORIZING ISSUANCE OF LIMITED OBLIGATION REFUNDING IMPROVEMENT BONDS RESOLVED by the City Council (the "Council ") of the City of Alameda (the "City"), County of Alameda, State of California, that: WHEREAS, the City has heretofore conducted special assessment and improvement bond proceedings in and for the City's Harbor Bay Business Park Assessment District 92 -1 (the "Assessment District ") and, through the adoption of its Resolution No. 12235 (the "Prior Resolution "), has provided for the issuance of- Limited Obligation Improvement Bonds in the aggregate principal amount of $29,288,000, dated April 30, 1992 (the "Prior Bonds ") in and for the Assessment District; WHEREAS, on October 20, 1998, the Council adopted its Resolution of Intention to Levy Reassessments and to Issue Refunding Bonds (the "Resolution of Intention ") relating to the levy of reassessments and issuance of refunding bonds pursuant to the City of Alameda Refunding Improvement Assessment Law, enacted by City of Alameda Ordinance No. 2774 (the "Ordinance ") in and for the Assessment District and by the Resolution of Intention, the City Council of the City provided that refunding improvement bonds as more particularly described herein (the "Bonds") would be issued thereunder and reference to the Resolution of Intention is hereby expressly made for further particulars; WHEREAS, this Council has completed its proceedings under the Resolution of Intention for the levy of reassessments, has provided for all recordings and filings to be completed in accordance with the requirements in and for the Assessment District and by the adoption of this Resolution provides for the issuance of the Bonds; WHEREAS, as provided in the proceedings under the Resolution of Intention, the proceeds of the Bonds shall be used to retire, in advance of their scheduled maturities the outstanding principal amount of the Prior Bonds and to pay the costs of issuance of the Bonds; and WHEREAS, this Council now intends to provide for the issuance of the Bonds upon the security of a the unpaid reassessments, all as hereinafter provided. ARTICLE I DEFINITIONS; GENERAL Section 1.01. DEFINITIONS. Unless the context otherwise requires, the terms defined in this Section shall, for all purposes of this Resolution and of any Supplemental Resolution and of the Bonds and of any certificate, opinion, request or other document herein mentioned, have the meanings herein specified. All references in this Resolution to "Articles," "Sections," and other subdivisions are to the corresponding Articles, Sections or subdivisions of this Resolution; and the words "herein," hereof,' "hereunder" and other words of similar import refer to this Resolution as a whole and not to any particular Article, Section or subdivision hereof. Words of the masculine gender shall be deemed and construed to include correlative words of the feminine and neuter genders. Unless the context shall otherwise indicate, words importing the singular number shall include the plural number and vice versa, and words importing persons shall include corporations and associations, including public bodies, as well as natural persons. "Agent" means the Finance Director appointed under Section 2.01 hereof to perform the duties of authentication, registration, transfer and payment of the Bonds and the Agent's assigns or any corporation or association which may at any time be substituted in the Agent's place. "Assessment District" means the City of Alameda Harbor Bay Business Park Assessment District 92 -1 (Reassessment and Refunding of 1998) in which the Reassessments were levied by the Council under the Ordinance. "Assessment Law" means the Municipal Improvement Act of 1913, Division 2 of the California Streets and Highways Code. "Auditor" means the auditor /controller or tax collector of the County, or such other official of the County who is responsible for preparing real property tax bills. "Authorized Officer" means the Mayor, Vice - Mayor, City Manager, Assistant City Manager, Finance Director, Director of Public Works, City Engineer, City Clerk, City Attorney or any other officer or employee authorized by the Council or by an Authorized Officer to undertake the action referenced in this Resolution as required to be undertaken by an Authorized Officer. "Available Surplus Funds" means any surplus moneys held by the City at the end of each Fiscal Year in excess of the amounts required to pay lawful municipal obligations incurred in that Fiscal Year. "Bond" or "Bonds " means "Limited Obligation Refunding Improvement Bonds, City of Alameda, Harbor Bay Business Park Assessment District 92 -1 (Reassessment and Refunding of 1998), Series 1998" issued under this Resolution and the Ordinance, and at any time Outstanding. "Bond Date" means the dated date of the Bonds specified in Exhibit A attached hereto and made a part hereof. "Bond Denomination" means the amount of $5,000 or any integral multiple thereof, which is the minimum amount in which the Bonds may be issued, except that one Bond may contain any odd amount. "Bond Law" means the Improvement Bond Acts of 1915, Division 10 of the California Streets and Highways Code. "Bond Register' means the books maintained by the Agent pursuant to Section 2.07 for the registration and transfer of ownership of the Bonds. "Bond Year' means the twelve -month period beginning on September 2 in each year and ending on the day prior to September 2 in the following year except that (i) the first Bond Year shall begin on the Closing Date and end on the next September 1, and (ii) the last Bond Year may end on a prior redemption date. "Business Day" means any day other than (i) a Saturday or a Sunday or (ii) a day on which banking institutions in the state in which the Agent has its Principal Office are authorized or obligated by law or executive order to be closed. "City" means the City of Alameda a municipal corporation and chartered city of the State of California duly organized and validly existing under and by virtue of the Constitution and the laws of the State of California. "City Attorney" means the duly appointed or retained attorney or firm of attorneys to the City for purposes of rendering advice in the conduct of its general municipal affairs. "City Manager' means the City Manager or the Assistant City Manager of the City. "Clerk" means the City Clerk of the City or Deputy City Clerk or designee thereof. "Closing Date" means the date upon which there is an exchange of any of the Bonds for the proceeds representing the purchase price of such Bonds by the Original Purchaser thereof. "Continuing Disclosure Certificate" shall mean any continuing disclosure certificate provided with the issuance and delivery of the Revenue Bonds, as originally executed by the City for the Revenue Bonds and as it may be amended from time to time in accordance with the terms thereof. "Costs of Issuance" means all expenses incurred in connection with the authorization, issuance, sale and delivery of the Bonds, including but not limited to compensation, fees and expenses of the City and the Agent and their respective counsel, compensation to any underwriters (other than those taken as discount on the Closing Date), legal fees and expenses, filing and recording costs, costs of preparation and reproduction of documents, costs of compliance with the Tax Code relating to rebate to the United States and continuing disclosures and the costs of printing, mailing and publication of notices with respect to the City. "Costs of Issuance Fund" means any fund established under the Revenue Bond Documents to pay the Costs of Issuance of the Bonds. "Council" means the City Council as the legislative body of the City. "County" means the County of Alameda, State of California. "Debt Service" means, for each Bond Year, the sum of (i) the interest due on the Outstanding Bonds in such Bond Year, assuming that the Outstanding Bonds are retired as scheduled, and (ii) the principal amount of the Outstanding Bonds due in such Bond Year.. "Depository or Securities Depositories" means The Depository Trust Company, 711 Stewart Avenue, Garden City, New York 11530, Fax - (516) 227 -4171 or 4190; Philadelphia Depository Trust Company, Reorganization Division, 1900 Market Street, Philadelphia, Pennsylvania 19103, Attention: Bond Department, Fax - (215) 496 -5058; and, in accordance with then current guidelines of the Securities and Exchange Commission, such other addresses and /or such other securities depositories as the City may designate in an Officer's Certificate delivered to the Agent. "Escrow Agreement" means the Escrow Agreement dated as of the Closing Date by and between the City and the Escrow Holder by which the Escrow Fund is established and administered. "Escrow Fund" means the special fund established by the Escrow Holder and known as the "City of Alameda, Limited Obligation Refunding Improvement Bonds, Harbor Bay Business Park Assessment District 92 -1 (Reassessment and Refunding of 1998), Series 1998, Escrow Fund" (the "Escrow Fund ") under Section 4.05. "Escrow Holder" means U.S. Bank Trust National Association, acting as Escrow Holder under the Escrow Agreement. "Fair Market Value" means the price at which a willing buyer would purchase the investment from a willing seller in a bona fide, arm's length transaction (determined as of the date the contract to purchase or sell the investment becomes binding) if the investment is traded on an established securities market (within the meaning of section 1273 of the Tax Code) and, otherwise, the term "Fair Market Value" means the acquisition price in a bona fide arm's length transaction (as referenced above) if (i) the investment is a certificate of deposit that is acquired in accordance with applicable regulations under the Tax Code, (ii) the investment is an agreement with specifically negotiated withdrawal or reinvestment provisions and a specifically negotiated interest rate (for example, a guaranteed investment contract, a forward supply contract or other investment agreement) that is acquired in accordance with applicable regulations under the Tax Code, (iii) the investment is a . United States Treasury Security —State and Local Government Series that is acquired in accordance with applicable regulations of the United States Bureau of Public Debt, or (iv) any commingled investment fund in which the City and related parties do not own more than a ten percent (10 %) beneficial interest if the return paid by such fund is without regard to the source of the investment. "Federal Securities" means any of the following which at the time of investment are legal investments under the laws of the State for the moneys proposed to be invested therein: (a) direct general obligations of the United States of America (induding obligations issued or held in book entry form on the books of the Department of the Treasury of the United States of America); and (b) obligations of any department, agency or instrumentality of the United States of America the timely payment of principal of and interest on which are unconditionally and fully guaranteed by the United States of America. "Finance Director' means the chief financial officer of the City or designee thereof, including any deputy thereof or assistant thereto. "Fiscal Yeas" means the period commencing on July 1 of each year and ending on the next succeeding June 30. "Improvement Fund" means the fund designated "City of Alameda, Harbor Bay Business Park Assessment District 92 -1 (Reassessment and Refunding) Improvement Fund" established under Section 4.05. "Information Services" means Financial Information, Inc.'s "Daily Called Bond Service," 30 Montgomery Street, 10th Floor, Jersey City, New Jersey 07302, Attention: Editor; Kenny Information Services' Called Bond Service, 55 Broad Street, 28th Floor, New York, New York 10004; Moody's Investors Service Municipal and Government," 99 Church Street, New York, New York 10007, Attention: Municipal News Reports; Standard & Poor's Corporation "Called Bond Record," 25 Broadway, 3rd Floor, New York, New York 10004; and, in accordance with then current guidelines of the Securities and-- Exchange Commission, such other addresses and /or such services providing information with respect to called bonds as the City may designate in an Officer's Certificate delivered to the Agent. "Interest Payment Date" means each date upon which interest on the Bonds is payable semiannually on each March 2 and September 2 until maturity and beginning on the date specified in Exhibit A. "Officer's Certificate" means a written certificate or similar document executed by an Authorized Officer on behalf of the City. "Ordinance" means the Ordinance No. 2774 enacted by the Council on October 6, 1998, enacting the City of Alameda Refunding Improvement Assessment Law pursuant to the municipal affairs powers of the City as a charter city of the State of California. "Original Purchaser' means the City, acting under the Revenue Bond Documents, as the first purchaser of the Bonds. "Outstanding," when used as of any particular time with reference to Bonds, means all Bonds theretofore executed, issued and delivered by the City and authenticated by the Agent under this Resolution except: (a) Bonds theretofore canceled by the Agent or surrendered to the Agent for cancellation; (b) Bonds paid or deemed to have been paid within the meaning of Section 2.03; and (c) Bonds in lieu of or in substitution for which other Bonds shall have been executed, issued and delivered by the City pursuant to this Resolution or any Supplemental Resolution. "Owner" or "Registered Owner," when used with respect to any Outstanding Bond, means the person in whose name the ownership of such Bond shall be registered on the Bond Register. "Participating Underwriter" means any underwriter or purchaser of the Bonds under the Continuing Disclosure Certificate. "Permitted Investments" means the following, but only to the extent that the same are acquired at Fair Market Value: (a) Federal Securities; (b) securities (other than those identified in paragraphs (a) and (d) of Section 53601 of the Government Code of the State) in which the City may legally invest funds subject to its control, pursuant to Article 1, commencing with Section 53600, of Chapter 4 of Part 1 of Division 2 of Title 5 of the Government Code of the State, as now or hereafter amended; (c) shares in a California common law trust established pursuant to Title 1, Division 7, Chapter 5 of the California Government Code which invests exclusively in investments permitted by Section 53635 of Title 5, Division 2, Chapter 4 of the California Government Code, as it may be amended, including but not limited to the California Asset Management Program-(CAMP); (d) the Local Agency Investment Fund of the State of California, created pursuant to Section 16429.1 of the California Government Code, to the extent the Finance Director is authorized to register such investment in the City's name; (e) investment agreements or guaranteed investment contracts, with or guaranteed by a financial entity whose long -term unsecured obligations are rated "AA" or better by Moody's Investor's Service ( "Moody's) and Standard and Poor's Ratings Group ( "S &P "), and whose short term debt is rated no lower than the corresponding level of rating category for such debt and such agreement or contract shall provide that the financial entity shall deposit collateral with a third party in accordance with criteria established by Moody's and S &P in the event that the rating of short or long -term debt of the entity is downgraded below then - current requirements of Moody's and S &P for such agreements or contracts; (f) money market funds which are rated Am or better by S &P; (g) any of the following direct or indirect obligations of the following agencies of the United States of America: (i) direct obligations of the Export - Import Bank; (ii) certificates of beneficial ownership issued by the Farmers Home Administration; (iii) participation certificates issued by the General Services Administration; (iv) mortgage - backed bonds or pass - through obligations issued and guaranteed by the Government National Mortgage Association, the Federal National Mortgage Association, the Federal Home Loan Mortgage Corporation or the Federal Housing Administration; (v) project notes issued by the United States Department of Housing and Urban Development; and (vi) public housing notes and bonds guaranteed by the United States of America; (h) interest- bearing demand or time deposits (including certificates of deposit) in federal or state chartered savings and loan associations or in federal or State of California banks (including the Trustee), provided that (i) the unsecured short-term obligations of such commercial bank or savings and loan association shall be rated Al or better by S &P, or (ii) such demand or time deposits shall be fully insured by the Federal Deposit Insurance Corporation; (i) commercial paper rated in the highest short-term rating category by S &P, issued by corporations which are organized and operating within the United States of America, and which matures not more than 180 days following the date of investment therein; (j) bankers acceptances, consisting of bills of exchange or time drafts drawn on and accepted by a commercial bank whose short -term obligations are rated in the highest short -term rating category by S &P, which mature not more than 270 days following the date of investment therein; -6- (k) obligations the interest on which is excludable from gross income pursuant to Section 103 of the Tax Code and which are rated A or better by S &P; (1) investments approved by the California Pooled Investment Authority and made pursuant to that certain Joint Exercise of Powers Agreement dated as of January 31, 1997 to which the City is a party. "Prepayment Account" means the account of that name within the Redemption Fund. "Principal Office" means the office of the Agent in Alameda, California, or such other office as shall be designated by the Agent in writing to the City, or such other office of the Agent designated for payment, transfer or exchange of the Bonds. "Prior Bonds" means, the bonds of the City designated "Limited Obligation Improvement Bonds, City of Alameda, Harbor Bay Business Park Assessment District 92 -1, Series 1992" originally issued in the aggregate principal amount of $29,288,000 and dated April 30, 1992. "Prior Bonds Resolution" means the Resolution No. 12235 adopted by the Council on April 21,1992, by which the Prior Bonds were authorized and issued. "Projects" means, collectively, the acquisitions and improvements financed with all or a portion of the proceeds of the Prior Bonds refunded with the proceeds of the Bonds. "Reassessment or Reassessments" means the unpaid amounts of the special reassessments levied against all taxable real property within the boundaries of the Reassessment District pursuant to the Ordinance and the proceedings of the Council under the Resolution of Intention, for the purpose of paying Debt Service on the Bonds under the Assessment Law. "Record Date" means, with respect to the Bonds, the fifteenth (15th) day of the calendar month immediately preceding an Interest Payment Date, whether or not a Business Day. "Redemption Fund" means the fund designated "City of Alameda, Limited Obligation Refunding Improvement Bonds, Harbor Bay Business Park Assessment District 92 -1 (Reassessment and Refunding of 1998), Series 1998 Redemption Fund" established under Section 4.03. "Redemption Premium" means the percentage of the principal amount of the Bonds payable upon redemption of the Bonds, except for any Term Bonds, as set forth in Exhibit A hereto. "Resolution" or "Resolution of Issuance" means this Resolution, as originally adopted or as it may from time to time be supplemented, modified or amended by any Supplemental Resolution pursuant to the provisions hereof. "Resolution of Intention" means the resolution entitled "Resolution of Intention to Levy Reassessments and to Issue Refunding Bonds," adopted by the Council on October 20, 1998. "Revenue Bonds" means, the bonds of the City designated "City of Alameda, 1998 Revenue Bonds (Harbor Bay Business Park Assessment District 92 -1 Bond Refinancing)," issued by the City concurrently with the issuance of the Bonds. "Revenue Bonds Documents" means, collectively, all resolutions, orders, indentures and undertakings of the City providing for the authorization, issuance, sale and delivery of the Revenue Bonds. "Sinking Fund Payments" means the amounts paid by the City for any Term Bonds under Section 2.03. "State" means the State of California. "Supplemental Resolution" means any resolution, agreement, resolution or other instrument hereafter duly adopted or executed -by the City in accordance with the provisions of this Resolution. "Tax Code" means the Internal Revenue Code of 1986 as in effect on the date of issuance of the Bonds or (except as otherwise referenced herein) as it may be amended to apply to obligations issued on the date of issuance of the Bonds, together with applicable proposed, temporary and final regulations promulgated, and applicable official public guidance published, under the Tax Code. "Term Bonds" means any of the Bonds that are subject to mandatory redemption from Sinking Fund Payments under Section 2.03. "Treasure" means the official who is the elected City treasurer, or the deputy or designee thereof, which official may be the Finance Director. Section 1.02. UNPAID REASSESSMENTS. The Reassessments are as shown on the list of unpaid reassessments on file with the Finance Director which list is hereby approved and which is incorporated herein by this reference and made a part hereof. For .a particular description of the lots or parcels of land bearing the respective assessment numbers set forth in the list, reference is hereby made to the reassessment and to the diagram, and any amendments thereto, recorded in the office of the Officer of the City who is the Superintendent of Streets of the City after confirmation thereof by the Council. Section 1.03. EQUAL SECURITY. In consideration of the acceptance of the Bonds by the Owners thereof, this Resolution shall be deemed to be and shall constitute a contract between the City and the Owners from time to time of the Bonds; and the covenants and agreements herein set forth to be performed on behalf of the City shall be for the equal and proportionate benefit, security and protection of all Owners of the Bonds without preference, priority or distinction as to security or otherwise of any of the Bonds over any of the others by reason of the number or date thereof or the time of sale, execution or delivery thereof, or otherwise for any cause whatsoever, except as expressly provided therein or herein. ARTICLE II THE BONDS Section 2.01. BONDS AUTHORIZED. All acts, conditions and things required by law to exist, happen and be performed precedent to and in the issuance of the Bonds have existed, happened and been performed in due time, form and manner as required by law, and the Council is now authorized pursuant to each and every requirement of law to issue the Bonds in the manner and form as provided in this Resolution. The Bonds are hereby authorized and will be issued as set forth in Exhibit A attached hereto and hereby made a part hereof. The Finance Director, at the Principal Office, is hereby dedgnated as the Agent to perform the actions and duties required under this Resolution for the authentication, transfer, registration, and payment of the Bonds. Section 2.02. TERMS OF BONDS. (A) Denominations. The Bonds shall be issued as fully registered Bonds without coupons in the denomination of $5,000 or any integral multiple thereof, except that the first maturity may contain any odd amount. Bonds shall be lettered and numbered in a customary manner as determined by the Agent. (B) Date of Bonds. The Bonds shall be dated the Bond Date. (C) CUSIP. " CUSIP" identification numbers shall be imprinted on the Bonds, but such numbers shall not constitute a part of the contract evidenced by the Bonds and any error or omission with respect thereto shall not constitute cause for refusal of any purchaser to accept delivery of and pay for the Bonds. Failure of the City or the Agent to use such CUSIP numbers in any notice to Owners shall not constitute an event of default or any violation of the City's contract with such Owners and shall not impair the effectiveness of any such notice. No CUSIP numbers shall be used on Bonds purchased by the City under the Revenue Bond Documents. (D) Series and Maturities. The Bonds shall consist of the series and mature and become payable on September 2 of each year and shall bear interest at the rates per annum all as set forth in Exhibit A. (E) Interest. The Bonds shall bear interest at the rates set forth above payable on the Interest Payment Dates in each year. Interest shall be calculated on the basis of a 360 -day year composed of twelve 30-day months. Each Bond shall bear interest from the Interest Payment Date next preceding the date of authentication and registration thereof unless it is authenticated and registered (i) prior to an Interest Payment Date and after the close of business of the Record Date, in which event it shall bear interest from such Interest Payment Date, or (ii) prior to the close of business on the Record Date preceding the first Interest Payment Date, in which event it shall bear interest from the Bond Date. (F) Method of Payment. Both the principal of and interest and premium (if any) on the Bonds shall be payable in lawful money of the United States of America. Interest on the Bonds (induding the final interest payment upon maturity or earlier redemption) is payable by check of the Agent mailed by first class mail to the registered Owner thereof at such registered Owner's address as it appears on the registration books maintained by the Agent at the close of business on the Record Date preceding the Interest Payment Date, or by wire transfer made on such Interest Payment Date upon written instructions of any Owner of $1,000,000 or more in aggregate principal amount of Bonds delivered to the Agent prior to the applicable Record Date. The principal of the Bonds and any premium on the Bonds are payable in lawful money -9- of the United States of America upon surrender of the Bonds at the Principal Office of the Agent. So long as the Authority or any trustee thereof is the Owner of the Bonds, all payments, including principal and premium shall be made by wire transfer without presentment required. All Bonds paid by the Agent pursuant this Section shall be canceled by the Agent. The Agent shall destroy the canceled Bonds and, upon request of the City, issue a certificate of destruction of such Bonds to the City. Notwithstanding the foregoing, so long as the Owner of the Bonds is the City or a trustee for the Revenue Bonds, payment of principal, interest and any premium on the Bonds shall be made to Owner in immediately available funds on each applicable payment date, in an amount equal to the principal, interest and any premium due on the Bonds on the applicable Interest Payment Date. Section 2.03. REDEMPTION. (A) General. Whenever, as of an Interest Payment Date, there are sufficient funds in the Prepayment Account of the Redemption Fund from the proceeds of prepayments of Reassessments or from the application of any surplus funds by the Council, Bonds shall be called for redemption. Each Bond, or any portion of the principal thereof in the principal amount of $5,000 or any integral multiple thereof, may be redeemed and paid in advance of maturity on any Interest Payment Date in any year by giving notice as hereafter provided and by paying the principal amount thereof, plus interest to the date of redemption, unless sooner surrendered, in which event said interest will be paid to the date of payment, together with the applicable Redemption Premium. The provisions of Part 11.1 of the Assessment Law are applicable to the advance payment of Reassessments and to the calling of the Bonds. The Agent shall select Bonds for redemption in such a way that the ratio of Outstanding Bonds to issued Bonds shall be approximately the same in each annual series insofar as possible (i.e. on a pro - rata basis among maturities of the Bonds). Within each annual maturity, the Agent shall select Bonds for retirement by lot. (i) Mandatory Prepayment Redemption. All of the Bonds are subject to redemption prior to their stated maturities, on any Interest Payment Date, from the proceeds of the prepayment of Reassessments, in whole or in part, at a redemption price (expressed as a percentage of the principal amount of the Bonds to be redeemed) as set forth in Exhibit A, together with accrued interest thereon to the date fixed for redemption. (ii) Redemption from any Source other than Prepayments. The Bonds are subject to redemption, from sources of funds other than prepayments of Reassessments, prior to their stated maturity on any Interest Payment Date on or after the date specified in Exhibit A as a whole or in part, at a redemption price (expressed as a percentage of the principal amount of the Bonds to be redeemed), as set forth in Exhibit A, together with accrued interest thereon to the date fixed for redemption. (iii) Mandatory Sinking Fund Redemption. As may be provided in Exhibit A hereto, the Term Bonds maturing in the years specified in Exhibit A shall also be subject to mandatory redemption in part by lot, on September 2 in each year commencing as specified in Exhibit A, from Sinking Fund Payments made by the City from the Redemption Fund pursuant to Section 4.04, at a redemption price equal to the principal amount thereof to be redeemed, without premium, in the aggregate respective principal amounts and on September 2 in the respective years, all as set forth in Exhibit A (the "Term Bonds "); provided, however, if some but not all of the Term Bonds of a given maturity have been redeemed pursuant to subsection (i) above the total amount of all future Sinking Fund Payments relating to such maturity shall be reduced by the aggregate -10- principal amount of Term Bonds of such maturity so redeemed, to be allocated among such Sinking Fund Payments on a pro rata basis in integral multiples of $5,000 as determined by the Agent, notice of which determination shall be given by the Agent to the City. (B) Redemption Procedure by Agent. (i) Selection of Bonds. The Agent shall select Bonds for retirement in such a way that the ratio of Outstanding Bonds to issued Bonds shall be approximately the same in each annual series insofar as possible. Within each annual series the Agent shall select Bonds for retirement by lot. (ii) Time of Notice. The Agent shall cause written notice of any redemption to be given by registered or certified mail or by personal service to the respective registered Owners of any Bonds designated for redemption, at their addresses appearing on the Bond Register in the Principal Office of the Agent at least 30 days before the applicable Interest Payment Date. The Agent shall also cause notice of redemption to be sent to the Securities Depositories and to one or more of the Information Services at least one day earlier than the giving of notice to the Owners as aforesaid; provided, however, such mailing to the Securities Depositories and Information Services shall not be a condition precedent to such redemption. Failure to so mail any notice of redemption, or of any person or entity to receive any such notice, or any defect in any notice of redemption, shall not affect the validity of the proceeding for the redemption of such Bonds. (iii) Contents of Notice. Such notice shall state the redemption date and the redemption price and, if less than all of the then Outstanding Bonds are to be called for redemption, shall designate the CUSIP numbers and Bond numbers of the Bonds to be redeemed by giving the individual CUSIP number and Bond number of each Bond to be redeemed or shall state that all Bonds between two stated Bond numbers, both inclusive, are to be redeemed or that all of the Bonds of one or more maturities have been called for redemption, shall state as to any Bond called in part the principal amount thereof to be redeemed, and shall require that such Bonds be then surrendered at the Principal Office of the Agent for redemption at the redemption price, and shall state that further interest on such Bonds, or the portion thereof to be redeemed, will not accrue from and after the redemption date. (iv) Payment. Upon the payment of the redemption price of Bonds being redeemed, each check or other transfer of funds issued for such purpose shall, to the extent practicable, bear the CUSIP number identifying, by issue and maturity, the Bonds being redeemed with the proceeds of such check or other transfer. (v) Partial Redemption. Upon surrender of Bonds redeemed in part only, the City shall execute and the Agent shall authenticate and deliver to the registered Owner, at the expense of the City, a new Bond or Bonds, of the same series and maturity, of authorized denominations in aggregate principal amount equal to the unredeemed portion of the Bond or Bonds. (vi) Exception. So long as the City, or any trustee acting for the City under the Revenue Bonds Documents, is the Owner of the Bonds, the City may waive any or all of the foregoing requirements. (C) Effect of Redemption. From and after the date fixed for redemption, if funds available for the payment of the principal of, and interest and any premium on, the Bonds so called for redemption shall have been deposited in the Redemption Fund on the date fixed for redemption, such Bonds so called shall cease to be entitled to any benefit under this Resolution other than the right to receive payment of the redemption price, and no interest shall accrue thereon on or after the redemption date specified in such notice. All Bonds redeemed by the Agent pursuant to this Section 2.03 shall be canceled by the Agent. The Agent shall destroy the canceled Bonds and, upon request of the City, issue a certificate of destruction of such Bonds to the City. Section 2.04. FORM OF BONDS. The Bonds, the form of Agent's certificate of authentication, and the form of assignment to appear thereon, shall be substantially in the respective form set forth in Exhibit B attached hereto and hereby made a part hereof, with necessary or appropriate variations, as permitted or required. A single, fully registered Bond or one, fully registered Bond per maturity, are specifically authorized, and either form may be used if specified by the City as the Original Purchaser under the Revenue Bond Documents. Section 2.05. EXECUTION AND AUTHENTICATION OF BONDS. (A) Execution. The Bonds shall be executed in the name and on behalf of the City with the manual or facsimile signatures of the Treasurer and attested by the manual or facsimile signature of the Clerk. The Bonds shall then be delivered to the Agent for authentication. In case any officer who shall have signed any of the Bonds shall cease to be such officer before the Bonds so signed shall have been authenticated or delivered by the Agent or issued by the City, such Bonds may nevertheless be authenticated, delivered and issued and, upon such authentication, delivery and issue, shall be as binding upon the City as though the individual who signed the same had continued to be such officer of the City. Also, any Bond may be signed on behalf of the City by any individual who on the actual date of the execution of such Bond shall be the proper officer although on the nominal date of such Bond such individual shall not have been such officer. (B) Authentication. Only such of the Bonds as shall bear thereon a certificate of authentication in substantially the form set forth in Exhibit B, manually executed by the Agent, shall be valid or obligatory for any purpose or entitled to the benefits of this Resolution, and such certificate of the Agent shall be conclusive evidence that the Bonds so authenticated have been duly authenticated and delivered hereunder and are entitled to the benefits of this Resolution. The Agent's certificate of authentication on any Bonds shall be deemed to be executed by it if signed by the Agent or by an authorized officer or signatory of the Agent, but it shall not be necessary that the same officer or signatory sign the certificate of authentication on all of the Bonds issued hereunder. Section 2.06. TRANSFER OR EXCHANGE OF BONDS. Any Bond may, in accordance with its terms, be transferred upon the Bond Register by the registered Owner, in person or by such Owner's duly authorized attorney, upon surrender of such Bond for cancellation, accompanied by delivery of a written instrument of transfer in a form approved by the Agent, duly executed. Whenever any Bond shall be surrendered for transfer, the Agent shall thereupon authenticate and deliver to the transferee a new Bond or Bonds of like tenor, maturity and aggregate principal amount. Bonds may be exchanged at the Principal Office of the Agent, for Bonds of the same tenor and maturity and of other authorized denominations. No Bonds the notice of redemption of which has been given pursuant to Section 2.03 shall be subject to transfer or exchange pursuant to this Section. Neither the City nor the Agent shall be required to make such exchange or registration or transfer of Bonds on or after the Record Date or after a Bond has been selected for redemption. For any transfer or exchange under this Section, the City and the Agent may require the payment of a reasonable fee to cover the costs and expenses of the City and the Agent. Section 2.07. BOND REGISTER. The Agent will keep or cause to be kept at its Principal Office a sufficient Bond Register for the registration and transfer of the Bonds, which shall at all times during regular business hours be open to inspection by the City; and, upon presentation for such purpose, the Agent shall, under such reasonable regulations as it may prescribe, register or transfer or cause to be registered or transferred, on the Bond Register, Bonds as hereinbefore provided. Section 2.08. TEMPORARY BONDS. The Bonds may be issued initially in temporary form exchangeable for definitive Bonds when ready for delivery. The temporary Bonds may be printed, lithographed or typewritten, shall be of such denominations as may be determined by the Council and may contain such reference to -any of the provisions of this Resolution as may be appropriate. Every temporary Bond shall be executed by the officers designated and in the manner provided in Section 2.05 hereof and be registered and authenticated by the Agent upon the same conditions and in substantially the same manner as the definitive Bonds. If the City issues temporary Bonds, it will execute and furnish definitive Bonds without delay, and thereupon the temporary Bonds may be surrendered, for cancellation, in exchange therefor at the Principal Office of the Agent, and the Agent shall authenticate and deliver in exchange for such temporary Bonds an equal aggregate principal amount of definitive Bonds of authorized denominations: Until so exchanged, the temporary Bonds shall be entitled to the same benefits under this Resolution as definitive Bonds authenticated and delivered hereunder Section 2.09. BONDS MUTILATED, LOST, DESTROYED OR STOLEN. If any Bond shall become mutilated, the Agent shall thereupon authenticate and deliver, a new (Bond of like maturity and principal amount in exchange and substitution for the Bond so mutilated, but only upon surrender to the Agent of the Bond so mutilated. Every mutilated Bond so surrendered to the Agent shall be canceled by it and delivered to, or upon the order of, the City. If any Bond issued hereunder shall be lost, destroyed or stolen, evidence of such loss, destruction or theft may be submitted to the City and the Agent and, if such evidence be satisfactory to them and indemnity satisfactory to them shall be given, the Agent shall thereupon authenticate and deliver, a new Bond of like maturity and principal amount in lieu of and in substitution for the Bond so lost, destroyed or stolen (or if any such Bond shall have matured or shall have been called for redemption, instead of issuing a substitute Bond the Agent may pay the same without surrender thereof upon receipt of indemnity satisfactory to the Agent). The City and the Agent may require payment of a reasonable fee for each new Bond issued under this Section and of the expenses which may be incurred by the City and the Agent. Any Bond issued under the provisions of this Section in lieu of any Bond alleged to be lost, destroyed or stolen shall constitute an original contractual obligation on the part of the City whether or not the Bond alleged to be lost, destroyed or stolen be at any time enforceable by anyone, and shall be equally and proportionately entitled to the benefits of this Resolution with all other Bonds secured by this Resolution and any Supplemental Resolution. ARTICLE III ISSUANCE OF BONDS Section 3.01. ISSUANCE AND SALE OF BONDS. At any time after the adoption of this Resolution, the City may issue the Bonds and sell and deliver them to the trustee for the Revenue Bonds, at the direction of the City as the Original Purchaser of the Bonds. The Authorized Officers, and each of them, are hereby authorized to negotiate the sale of the Bonds in accordance with the Revenue Bond Documents, subject to such conditions as shall be as hereafter provided. Section 3.02. VALIDITY OF BONDS. The validity of the authorization and issuance of the Bonds shall not be dependent upon the completion of the Project or upon the performance by any person or such person's obligation with respect to the Project. Section 3.03. PLEDGE OF REASSESSMENTS AND FUNDS. The Bonds shall be secured by a first pledge (which pledge shall be effected in the manner and to the extent herein provided) of all of the Reassessments and all moneys deposited in the Redemption Fund (including Prepayment Accounts therein). The Reassessments and all moneys deposited into said funds (except as otherwise provided herein) are hereby dedicated to the payment of the principal of (including any Sinking Fund Payments), and interest and any premium on, the Bonds as provided herein and in the Ordinance and the Bond Law, until all of the Bonds have been paid and retired or until moneys or Federal Securities have been set aside irrevocably for that purpose in under Section 8.03 hereof. Section 3.04. LIMITED OBLIGATIONS. All obligations of the City under this Resolution and the Bonds shall not be general obligations of the City, but shall be limited obligations, payable solely from the Reassessments and the funds pledged therefore hereunder. Neither the faith and credit of the City nor of the State of California or any political subdivision thereof is pledged to the payment of the Bonds. The Bonds are "Limited Obligation Refunding Improvement Bonds" under the Ordinance and are payable solely from and secured solely by the Reassessments and the amounts in the Redemption Fund and the Reserve Fund created hereunder. Notwithstanding any other provision of this Resolution, the City is not obligated to advance available surplus funds from the City treasury to cure any deficiency in the Redemption Fund; provided, however, the City is not prevented, in its sole discretion, from so advancing funds. Section 3.05. NO ACCELERATION. The principal of the Bonds shall not be subject to acceleration hereunder. Nothing in this Section 3.05 shall in any way prohibit the prepayment or redemption of Bonds under Section 2.03 hereof, or the defeasance of the Bonds and discharge of this Resolution under Section 8.03 hereof. Section 3.06. REFUNDING OF BONDS. The Bonds may be refunded by the City pursuant to the Ordinance or Divisions 11 or 11.5 of the California Streets and Highways Code upon the conditions as set forth in appropriate proceedings therefor. This Section shall not apply to or in any manner limit advancement of the maturity of any of the Bonds as provided in Parts 8, 9, 11, or 11.1 of the Bond Law, nor shall this Section 3.06 apply to or in any manner limit the redemption and payment of any Bond pursuant to subsequent proceedings providing for the payment of amounts to eliminate previously imposed fixed lien assessments, including the Reassessments. Section 3.07. AUTHORITIES. The Authorized Officers are hereby authorized and directed to cause the various documents herein mentioned to be completed and executed with such changes, modifications, deletions or additions as may be approval by the Authorized Officer in consultation with the City's staff and consultants with respect to these reassessment proceedings, such approval to be conclusively evidenced by the execution of the such documents by the Authorized Officer. The foregoing authorization is expressly conditioned upon the satisfaction of the following: (i) the total principal amount of the Bonds shall not exceed $27,000,000 and (ii) the average interest rate of the Bonds shall not exceed 8% per annum. The Clerk is authorized to complete and to approve changes in any provisions of this Resolution and Exhibit A hereto in order to accomplish the delivery of any of the Bonds on schedule; such changes may be accomplished-by attachment of a certificate, executed by the Clerk, to this Resolution on file in the office of the Clerk Section 3.08. SALE OF BONDS. The City Council hereby authorizes and directs the sale of the Bonds to the trustee for the Revenue Bonds, upon payment to the City of the proceeds of the Revenue Bonds as the purchase price of the Bonds, in an amount which is sufficient to enable the City to refund and discharge all of the outstanding Prior Bonds. Section 3.09. BONDS PREPARED AND DELIVERED. The Bonds shall be prepared, authenticated and delivered, all in accordance with the applicable terms of the Bond Resolution and Revenue Bond Documents. The Authorized Officer and other responsible City officials are hereby authorized and directed to take such actions as are required under the Revenue Bond Documents to complete all actions required to evidence the delivery of the Bonds and the receipt of the purchase price thereof from the purchaser of the Bonds. Section 3.10. ESCROW AGREEMENT. The form of Escrow Agreement by and between the City and the Escrow Holder in substantially the form on file with the City, is hereby approved and the Authorized Officer is hereby directed to complete and execute the Escrow, Agreement on behalf of the City, subject to Section 3.07 above. Section 3.11. ACTIONS APPROVED. All actions heretofore taken by the officers and agents of the City, including the Authorized Officers, with respect to the establishment of the reassessment district and the sale and issuance of the Bonds are hereby approved, confirmed and ratified, and the Authorized Officers of the City are hereby authorized and directed to do any and all things and take any and all actions and execute any and all certificates, agreements, contracts, and other documents, which they, or any of them, may deem necessary or advisable in order to consummate the lawful issuance and delivery of the Bonds in accordance with this resolution and any certificate, agreement, contract, and other document described in the documents herein approved. The Authorized Officers are further authorized and directed to complete Exhibit A hereto and make such changes, amendments and corrections to this resolution as may be required to provide for the timely issuance, sale and delivery of the Bonds and to certify to such actions, as required. ARTICLE IV FUNDS AND ACCOUNTS Section 4.01. APPLICATION OF PROCEEDS OF SALE OF. BONDS. Upon receipt of the proceeds of sale of the Bonds on the Closing Date, the proceeds thereof shall be forthwith set aside, paid over and deposited by the Finance Director, as set forth in the Revenue Bonds Documents, appropriate Officer's Certificate(s) Article IV hereof and Exhibit A hereto. Section 4.02. COSTS OF ISSUANCE -FUND. The Costs of Issuance Fund shall be established, held and receive deposits, all as provided in the Revenue Bonds Documents for the payment or reimbursement of the Costs of Issuance of the Bonds. Section 4.03. REDEMPTION FUND. (A) Establishment of Redemption Fund and Prepayment Account. The Redemption Fund is hereby established as a separate fund to be held by the Finance Director to the credit of which deposits shall be made as required by Section 4.01 and any other amounts required to be deposited therein by this Resolution, the Ordinance or the Bond Law. Moneys in the Redemption Fund shall be held by the Finance Director for the benefit of the City and the Owners of the Bonds, shall be disbursed for the payment of the principal of (including Sinking Fund Payments), and interest and any premium on, the Bonds as provided below. Within the Redemption Fund, the Finance Director shall establish the Prepayment Account into which shall be placed the proceeds of the prepayment of any Reassessment or portion thereof. The Prepayment Account shall be administered in accordance with the provisions of the Ordinance and section 8767 of the Bond Law and shall remain open so long as the Redemption Fund remains open. (B) Disbursements. On or before each Interest Payment Date, the Finance Director shall withdraw from the Redemption Fund and forward to the Agent for payment to the Owners of the Bonds, amounts sufficient to pay the principal of (induding Sinking Fund Payments), and interest and any premium, then due and payable on the Bonds. Five (5) Business Days prior to each Interest Payment Date, the Finance Director shall determine if the amounts then on deposit in the Redemption Fund are sufficient to pay the Debt Service due on the Bonds on such Interest Payment date. In the event that amounts in the Redemption Fund are insufficient for such purpose, the Finance Director shall cause appropriate withdrawals to be made from any reserve fund available therefor under the Revenue Bonds Documents, to the extent of any funds therein, the amount of such insufficiency, and shall transfer any amounts so withdrawn to the Redemption Fund. Amounts so withdrawn from such reserve fund and deposited in the Redemption Fund shall be applied to the payment of the Bonds. If, after the foregoing transfers, there are insufficient funds in the Redemption Fund to make the payments provided for in the first sentence of the first paragraph of this Section 4.03(B), the Finance Director shall apply the available funds first to the payment of interest on the Bonds, then to the payment of principal due on the Bonds (including Sinking Fund Payments), and then to payment of principal due on the Bonds by reason of Bonds called for redemption pursuant to Section 2.03 hereof. (C) Investment. Moneys in the Redemption Fund and the account therein shall be invested and deposited in accordance with Section 6.01. Interest earnings and profits resulting from such investment and deposit shall be retained in the Redemption Fund and the accounts therein. (D) Closing of Fund. The Redemption Fund (and the Prepayment Account therein) shall be closed when all of the principal of and interest on the Bonds has been paid. Section 4.04. ESCROW FUND. On the Closing Date, the Finance Director is hereby authorized and directed to cause the Escrow Fund to be established as a separate fund to be held by the Escrow Holder and to the credit of which fund a deposit shall be made as provided in Section 4.01 and as otherwise provided under the Escrow Agreement. The Escrow Fund shall be established to assure the timely advance retirement of the Prior Bonds using a portion of the proceeds of the Bonds and other funds held by the City with respect to the Prior Bonds and investment earnings thereon, all as to be specified by appropriate Officer's Certificates. The Escrow Fund shall be invested, disbursed and:Elosed as provided in the Escrow Agreement. Section 4.05. IMPROVEMENT FUND. On the Closing Date, the Finance Director shall establish the Improvement Fund using the funds on deposit in the improvement fund established and held under the Prior Bonds Resolution. Thereafter, as they are received, moneys received with respect to the December 10, 1998 and April 10, 1999 tax roll collections for the Prior Bonds shall be placed in the Improvement Fund. (A) Disbursements. Moneys in the Improvement Fund shall be withdrawn to pay the expenses of the Project and the costs related thereto. (B) Investment. Moneys in the Improvement Fund and the account therein shall be invested and deposited in accordance with Section 6.01. Interest earnings and profits resulting from such investment and deposit shall be retained in the Improvement Fund. (C) Closing of Fund. Upon payment of all of the costs of the Project, the Improvement Fund shall be closed and any funds remaining on the date of dosing shall be applied as provided by the Council in proceedings under the Streets and Highways Code, including to the redemption of the Bonds. ARTICLE V COVENANTS Section 5.01. COLLECTION OF REASSESSMENTS. The City shall comply with all requirements of the Ordinance, the Ordinance, the Bond Law and this Resolution to assure the timely collection of the Reassessments, including, without limitation, the enforcement of delinquent Reassessments. To that end, the following shall apply: (A) Tax Roll Collection. The Reassessments as set forth on the list thereof on file with the Finance Director together with the interest thereto, shall be payable in annual series corresponding in number and proportionate amount to the number of installments and principal amounts of the Bonds maturing or becoming subject to mandatory prior redemption under Section 2.03 hereof. An annual proportion of each Reassessment shall be payable in each Fiscal Year preceding the date of maturity or mandatory prior redemption date of each of the Bonds issued sufficient to pay the Bonds when due (including any sinking payments thereon) and such proportion of each Reassessment coming due in any year, together with the annual interest thereon, shall be payable in the same manner and at the same time and in the same installments as the general taxes on real property are payable, and become delinquent at the same times and in the same proportionate amounts and bear the same proportionate penalties and interests after delinquency as do the general taxes on real property. All sums received from the collection of the Reassessments and of the interest and penalties thereon shall be placed in the Redemption Fund. (B) Auditor Record. The Finance Director shall, before the final date on which the Auditor will accept the transmission of the Reassessments for the parcels within the Assessment District for indusion on the next tax roll, prepare or cause to be prepared, and shall transmit to the Auditor, such data as the Auditor requires to indude the installments of the Reassessments on the next secured tax roll. The Finance Director is hereby authorized to employ consultants to assist in computing the installments of the Reassessments hereunder and in reconciling Reassessments billed to amounts received as provided in the subsection (C) of this Section 5.01. (C) Administrative Costs. In addition to any amounts authorized pursuant to section 8682 of the Bond Law to be included with the annual amounts of installments as aforesaid, the City, pursuant to section 8682.1 of the Bond Law may cause to be entered on the assessment roll on which taxes will next become due, opposite each lot or parcel of land within the Reassessment District in the manner set forth in said section 8682, each lot's pro rata share of the estimated annual expenses of the City in connection with the administrative duties thereof for the Bonds, including, but not limited to, the costs of registration, authentication, transfer and compliance with the provisions of Artide V hereof. Delinquent Reassessments shall be subject to foreclosure pursuant to Section 5.02 hereof. Section 5.02. FORECLOSURE. The City hereby covenants with and for the benefit of the Owners of the Bonds that it will order, and cause to be commenced, and thereafter diligently prosecute an action in the superior court to foreclose the lien of any Reassessment or installment thereof which has been billed, but has not been paid, pursuant to and as provided in sections 8830 and 8835, inclusive of the Bond Law and the conditions specified in this Section 5.02 The Finance Director shall notify the City Attorney of any such delinquency of which the Finance Director is aware, and the City Attorney shall commence, or cause to be commenced, such foreclosure proceedings, including collection actions preparatory to the filing of any complaint. The City Attorney is hereby authorized to employ counsel to conduct any such foredosure proceedings. The following conditions shall apply to the foreclosure proceedings which shall be commenced within 60 days of any of the following determinations which shall be made by the Finance Director not later than October 1 of each Fiscal Year: (A) If the Finance Director determines that there is a delinquency of a Reassessment of $5,000 or more for a prior Fiscal Year or Years for any single parcel of land in the Reassessment District. (B) If the Finance Director determines that the total amount of delinquent Reassessments for the prior Fiscal Year for -the entire Reassessment District, less the total delinquencies under subsection (A). above, exceeds two percent (2 %) of the total Reassessments due and payable in the prior Fiscal Year, foreclosure shall be commenced against each parcel of land in the Reassessment District with a delinquency for the prior Fiscal Year or Years. Section 5.03. PUNCTUAL PAYMENT; COMPLIANCE WITH DOCUMENTS. The City shall punctually pay or cause to be paid the interest and principal to become due with respect to all of the Bonds in strict conformity with the terms of the Bonds and of this Resolution, and will faithfully observe and perform all of the conditions, covenants and requirements of this Resolution and all Supplemental Resolutions. Section 5.04. NO PRIORITY FOR ADDITIONAL OBLIGATIONS. The City covenants that no additional bonds or other obligations shall be issued or incurred having any priority over the Bonds in payment of principal or interest out of the Reassessments. Nothing in this Resolution shall prohibit the City from issuing bonds or other obligations on a parity with or subordinate to the Bonds and secured by and payable from the Reassessments upon such terms as the City may determine. Section 5.05. FURTHER ASSURANCES. The City will adopt, make, execute and deliver any and all such further resolutions, instruments and assurances as may be reasonably necessary or proper to carry out the intention or to facilitate the performance of this Resolution, and for the better assuring and confirming unto the Owners of the Bonds the rights and benefits provided in this Resolution. Section 5.06. PRIVATE ACTIVITY BOND LIMITATION. The City shall assure that the proceeds of the Bonds are not so used as to cause the Revenue Bonds to satisfy the private business tests of section 141(b) of the Tax Code or the private loan financing test of section 141(c) of the Tax Code. Section 5.07. FEDERAL GUARANTEE PROHIBITION. The City shall not take any action or permit or suffer any action to be taken if the result of the same would be to cause any of the Revenue Bonds to be "federally guaranteed" within the meaning of section 149(b) of the Tax Code. Section 5.08. NO ARBITRAGE. The City shall not take, or permit or suffer to be taken by the Finance Director or otherwise, any action with respect to the proceeds of the Bonds which, if such action had been reasonably expected to have been taken, or had been deliberately and intentionally taken, on the date of issuance of the Bonds would have caused the Revenue Bonds to be "arbitrage bonds" within the meaning of section 148 of the Tax Code. Section 5.09. REBATE REQUIREMENT. The City shall take any and all actions necessary to assure compliance with section 148(0 of the Tax Code, relating to the rebate of excess investment earnings, if any, to the federal government, to the extent that such section is applicable to the Revenue Bonds. Earnings on any reserve fund established under the Revenue -19- Bonds Documents shall be used for rebate purposes before any application thereof as credits to the Redemption Fund under Section 4.04(E). Section 5.10. YIELD OF THE BONDS. In determining the yield of the Bonds to comply with Sections 5.08 and 5.09 hereof, the City will take into account redemption (including premium, if any) in advance of maturity based on the reasonable expectations of the City, as of the Closing Date, regarding prepayments of Reassessments and use of prepayments for redemption of the Bonds, without regard to whether or not prepayments are received or Bonds redeemed. Section 5.11. AMENDMENT. Without the consent of the Owners of the Bonds, the City may amend this Resolution to add, modify or delete provisions if necessary or desirable to assure compliance with Section 148(0 of the Tax Code, or as otherwise required, to assure the exemption from federal income taxation of interest on the Revenue Bonds. Section 5.12. MAINTENANCE OF TAX - EXEMPTION. The City shall take all actions necessary to assure the exclusion of interest on the Revenue Bonds from the gross income of the owners of the Revenue Bonds to the same extent as such interest is permitted to be excluded from gross income under the Tax Code as in effect on the date of issuance of the Revenue Bonds. Section 5.13. CONTINUING DISCLOSURE. The City hereby covenants and agrees that it will comply with and carry out all of the provisions of the Continuing Disclosure Certificate. Notwithstanding any other provision of this Resolution, failure of the City to comply with the Continuing Disclosure Certificate shall not be considered an event of default under this Resolution. ARTICLE VI INVESTMENT OF FUNDS Section 6.01. DEPOSIT AND INVESTMENT OF MONEYS IN FUNDS. Subject in all respects to the provisions of Section 6.02, moneys in any fund or account created or established by this Resolution and held by the Finance Director shall be invested by the Finance Director in Permitted Investments, as directed pursuant to an Officer's Certificate filed with the Finance Director at least two (2) Business Days in advance of the making of such investments. The following shall apply to such investments: (A) In the absence of any such Officer's Certificate, the Finance Director shall invest any such moneys in Permitted Investments described as Federal Securities which by their terms mature prior to the date on which such moneys are required to be paid out hereunder. Obligations purchased as an investment of moneys in any fund shall be deemed to be part of such fund or account, subject, however, to the requirements of this Resolution for transfer of interest earnings and profits resulting from investment of amounts in funds and accounts; (B) The Finance Director may act as principal or agent in the acquisition or disposition of any investment. The Finance Director shall incur no liability for losses arising from any investments made pursuant to this Section; (C) Subject in all respects to the provisions of Section 5.09, investments in any and all funds and accounts may at the discretion of the Finance Director be commingled in a separate fund or funds for purposes of making, holding and disposing of . investments, notwithstanding provisions herein for transfer to or holding in or to the credit of particular funds or accounts of amounts received or held by the Finance Director hereunder, provided that the Finance Director shall at all times account for such investments strictly in accordance with the funds and accounts to which they are credited and otherwise as provided in this Resolution; (D) The Finance Director shall sell at the highest price reasonably obtainable, or present for redemption, any investment security whenever it shall be necessary to provide moneys to meet any required payment, transfer, withdrawal or disbursement from the fund or account to which such investment security is credited and the Finance Director shall not be liable or responsible for any loss resulting from the acquisition or disposition of such investment security in accordance herewith; and (E) For any funds held by the Finance Director, the foregoing provisions of this Section 6.01 shall also apply, except that an Officer's Certificate shall not be required. For such funds the Finance Director shall keep records or accounts of all expenditures or disbursements therefrom which records shall be available for inspection during business hours on any Business Day upon prior written request. Section 6.02. ACQUISITION, DISPOSITION AND VALUATION OF INVESTMENTS. (A) Except as otherwise provided in subsection (B) of this Section, the City covenants that all investments of amounts deposited in any fund or account under this Resolution, or otherwise containing gross proceeds of the Bonds (under section 148 of the Tax Code) shall be acquired, disposed of and valued (as of the date that valuation is required by this Resolution or the Tax Code) at Fair Market Value. (B) Investments in funds or accounts (or portions thereof) that are subject to a yield restriction under applicable provisions of the Tax Code. Section 6.03. LIABILITY OF CITY. The City shall not incur any responsibility in respect of the Bonds or this Resolution other than in connection with the duties or obligations explicitly provided herein or in the Bonds. The City shall not be liable to any Owner in connection with the performance of its duties hereunder, except for its own negligence or willful default. The City shall not be bound to ascertain or inquire as to the performance or observance of any of the terms, conditions, covenants or agreements of the Agent herein or of any of the documents executed by the Agent in connection with the Bonds, or as to the existence of a default thereunder. Under this Resolution, the following shall apply to the City: (A) In the absence of bad faith, the City, including the Finance Director, may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon certificates or opinions furnished to the City and conforming to the requirements of this Resolution. The City, including the Finance Director, shall not be liable for any error of judgment made in good faith unless it shall be proved that it was negligent in ascertaining the pertinent facts; (B) No provision of this Resolution shall require the City to expend or risk its own general funds or otherwise incur any financial liability (other than with respect to the foreclosure proceedings for delinquent Reassessments and the payment of fees and costs of the Agent) in the performance of any of its obligations hereunder or in the exercise of any of its rights or powers, if it shall have reasonable grounds for believing that repayment of such funds or adequate indemnity against such risk or liability is not reasonably assured to it; (C) The City may rely and shall be protected in acting or refraining from acting upon any notice, resolution, request, consent, order, certificate, report, warrant, bond or other paper or document believed by it to be genuine and to have been signed or presented by the proper party or proper parties. The City may consult with counsel, who may be the City Attorney, with regard to legal questions, and the opinion of such counsel shall be full and complete authorization and protection in respect of any action taken or suffered by it hereunder in good faith and in accordance therewith; (D) The City shall not be bound to recognize any person as the Owner of a Bond unless duly registered and until such Bond is submitted for inspection, if required, and his title thereto satisfactorily established, if disputed; and (E) Whenever in the administration of its duties under this Resolution the City shall deem it necessary or desirable that a matter be proved or established prior to taking or suffering any action hereunder, such matter (unless other evidence in respect thereof be herein specifically prescribed) may, in the absence of willful misconduct on the part of the City, be deemed to be conclusively proved and established by a certificate of the Agent or other expert retained by the City for the purposes hereof, and such certificate shall be full warrant to the City for any action taken or suffered under the provisions of this Resolution or any Supplemental Resolution upon the faith thereof, but in its discretion the City may, in lieu thereof, accept other evidence of such matter or may require such additional evidence as to it may deem reasonable. Section 6.04. EMPLOYMENT OF AGENTS BY CITY. In order to perform its duties and obligations hereunder, the City may employ such persons or entities as it deems necessary or advisable. The City shall not be liable for any of the acts or omissions of such persons or entities employed by it with reasonable care and in good faith hereunder, and shall be entitled to rely, and shall be fully protected in doing so, upon the opinions, calculations, determinations and directions of such persons or entities. ARTICLE VII MODIFICATION OR AMENDMENT Section 7.01. AMENDMENTS PERMITTED. This Resolution and the rights and obligations of the City and of the Owners of the Bonds may be modified or amended at any time by a Supplemental Resolution pursuant to the affirmative vote at a meeting of Owners, or with the written consent without a meeting, of the Owners of at least sixty percent (60 %) in aggregate principal amount of the Bonds then Outstanding, exclusive of Bonds disqualified as provided in Section 7.04. No such modification or amendment shall (i) extend the maturity of any Bond or reduce the interest rate thereon, or otherwise alter or impair the obligation of the City to pay the principal of, and the interest and any premium on, any Bond, without the express consent of the Owner of such Bond, or (ii) permit the creation by the City of any pledge or lien upon the Reassessments superior to or on a parity with the pledge and lien created for the benefit of the Bonds (except as otherwise permitted by the Ordinance, this Resolution, the laws of the State of California), or reduce the percentage of Bonds required for the amendment hereof, or to amend this Section 7.01. Any such amendment may not modify any of the rights or obligations of the Agent without its written consent. This Resolution and the rights and obligations of the City and of the Owners may also be modified or amended at any time by a Supplemental Resolution, without the consent of any Owners, only to the extent permitted by law and only for any one or more of the following purposes: (A) to add to the covenants and agreements of the City in this Resolution contained, other covenants and agreements thereafter to be observed, or to limit or surrender any right or power herein reserved to or conferred upon the City; (B) to make modifications not adversely affecting any outstanding series of Bonds of the City in any material respect; (C) to make such provisions for the purpose of curing any ambiguity, or of curing, correcting or supplementing any defective provision contained in this Resolution, or in regard to questions arising under this Resolution, as the City may deem necessary or desirable and not inconsistent with this Resolution, and which shall not adversely affect the rights of the Owners of the Bonds; or (D) to make such additions, deletions or modifications as may be necessary or desirable to assure exemption from federal income taxation of interest on the Bonds. Section 7.02. OWNERS' MEETINGS. The City may at any time call a meeting of the Owners. In such event the City is authorized to fix the time and place of said meeting and to provide for the giving of notice thereof and to fix and adopt rules and regulations for the conduct of said meeting. Section 7.03. PROCEDURE FOR AMENDMENT WITH WRITTEN CONSENT OF OWNERS. The City may at any time adopt a Supplemental Resolution amending the provisions of the Bonds or of this Resolution or any Supplemental Resolution, to the extent that such amendment is permitted by Section 7.01 hereof, to take effect when and as provided in this Section 7.03. With respect to such Supplemental Resolution under this Section 7.03, the following shall apply: (A) A copy of such Supplemental Resolution, together with a request to Owners for their consent thereto, shall be mailed by first class mail, by the Finance Director to each Owner of Bonds Outstanding, but failure to mail copies of such Supplemental Resolution and request shall not affect the validity of the Supplemental Resolution when assented to as in this Section provided; (B) Such Supplemental Resolution shall not become effective unless there shall be filed with the Agent the written consents of the Owners of at least sixty percent (60 %) in aggregate principal amount of the Bonds then Outstanding (exclusive of Bonds disqualified as provided in Section 7.04) and a notice shall have been mailed as hereinafter in this Section provided. Each such consent shall be effective only if accompanied by proof of ownership of the Bonds for which such consent is given, which proof shall be such as is permitted by Section 8.04. Any such consent shall be binding upon the Owner of the Bonds giving such consent and on any subsequent Owner (whether or not such subsequent Owner has notice thereof) unless such consent is revoked in writing by the Owner giving such consent or a subsequent Owner by filing such revocation with the Agent prior to the date when the notice hereinafter in this Section provided for has been mailed; and (C) After the Owners of the required percentage of Bonds shall have filed their consents to the Supplemental Resolution, the City shall mail a notice to the Owners in the manner above provided in this Section for the mailing of the Supplemental Resolution, stating in substance that the Supplemental Resolution has been consented to by the Owners of the required percentage of Bonds and will be effective as provided in this Section but failure to mail copies of said notice shall not affect the validity of the Supplemental Resolution or consents thereto). Proof of the mailing of such notice shall be filed with the Agent. A record, consisting' of the papers required by this Section 7.03 to be filed with the Agent, shall be proof of the matters therein stated until the contrary is proved. The Supplemental Resolution shall become effective upon the filing with the Agent of the proof of matters therein of such notice, and the Supplemental Resolution shall be deemed conclusively binding (except as otherwise hereinabove specifically provided in this Article) upon the City and the Owners of all Bonds at the expiration of sixty (60) days after such filing, except in the event of a final decree of a court of competent jurisdiction setting aside such consent in a legal action or equitable proceeding for such purpose commenced within such sixty -day period. Section 7.04. DISQUALIFIED BONDS. Bonds owned or held for the account of the City, excepting any pension or retirement fund, shall not be deemed Outstanding for the purpose of any vote, consent or other action or any calculation of Outstanding Bonds provided for in this Article VII, and shall not be entitled to vote upon, consent to, or take any other action provided for in this Article VII. Section 7.05. EFFECT OF SUPPLEMENTAL RESOLUTION. From and after the time any Supplemental Resolution becomes effective pursuant to this Article VII, this Resolution shall be deemed to be modified and amended in accordance therewith, the respective rights, duties and obligations under this Resolution of the City and all Owners of Bonds Outstanding shall thereafter be determined, exercised and enforced hereunder subject in all respects to such modifications and amendments, and all the terms and conditions of any such Supplemental Resolution shall be deemed to be part of the terms and conditions of this Resolution for any and all purposes. Section 7.06. ENDORSEMENT OR REPLACEMENT OF BONDS ISSUED AFTER AMENDMENT. The City may determine that Bonds issued and delivered after the effective date of any action taken as provided in this Article VII shall bear a notation, by endorsement or otherwise, in form approved by the City, as to such action. In that case, upon request of the Owner of any Bond Outstanding at such effective date and presentation of his Bond for that purpose at the Principal Office of the Agent or at such other office as the City may select and designate for that purpose, a suitable notation shall be made on such Bond. The City may - 24 - determine that new Bonds, so modified as in the opinion of the City is necessary to conform to such Owners' action, shall be prepared, executed and delivered. In that case, upon request of the Owner of any Bonds then Outstanding, such new Bonds shall be exchanged at the Principal Office of the Agent without cost to any Owner, for Bonds then Outstanding, upon surrender of such Bonds. Section 7.07. AMENDATORY ENDORSEMENT OF BONDS. The provisions of this Article VII shall not prevent any Owner from accepting any amendment as to the particular Bonds held by such Owner, provided that due notation thereof is made on such Bonds. ARTICLE VIII MISCELLANEOUS Section 8.01. BENEFITS LIMITED TO PARITIES. Nothing in this Resolution, expressed or implied, is intended to give to any person other than the City, the Agent and the Owners, any right, remedy or daim under or by reason of this Resolution. Any covenants, stipulations, promises or agreements in this Resolution contained by and on behalf of the City shall be for the sole and exclusive benefit of the Owners and the Agent. Section 8.02. SUCCESSOR AND PREDECESSOR Whenever in this Resolution or any Supplemental Resolution either the City or the Agent is named or referred to, such reference shall be deemed to include the successors or assigns thereof, and all the covenants and agreements in this Resolution contained by or on behalf of the City shall bind and inure to the benefit of the respective successors and assigns thereof whether so expressed or not. Section 8.03. DISCHARGE OF RESOLUTION. Subject to the provisions of Section 2.03 hereof, if the City shall pay and discharge the entire indebtedness on all Bonds Outstanding in any one or more of the following ways: (A) by paying or causing to be paid the principal of (including any Sinking Fund Payments) and interest and any premium on all Bonds Outstanding, as and when the same become due and payable; (B) by depositing with the Agent, in trust, at or before maturity, money which, together with the amounts then on deposit in the Redemption Fund is fully sufficient to pay all Bonds Outstanding, including all principal (including Sinking Fund Payments), interest and any applicable redemption premiums, or; (C) by irrevocably depositing with the Agent, in trust, cash and Federal Securities in such amount as the City shall determine, as confirmed by an independent certified public accountant, which will, together with the interest to accrue thereon and moneys then on deposit in the Redemption Fund be fully sufficient to pay and discharge the indebtedness on all Bonds, including all principal, Sinking Fund Payments, interest and any applicable redemption premiums, at or before their respective maturity dates; and (D) if such Bonds are to be redeemed prior to the maturity thereof notice of such redemption shall have been given as in this Resolution provided or provision satisfactory to the. Agent shall have been made for the giving of such notice, then, at the election of the City, and notwithstanding that any Bonds shall not have been surrendered for payment, the pledge of the Reassessments and other funds provided for in this Resolution and all other obligations of the City under this Resolution with respect to all Bonds Outstanding shall cease and terminate, except only the obligation of the City to pay or cause to be paid to the Owners of the Bonds not so surrendered and paid all sums due thereon, the obligation of the City to assure that no action is taken or failed to be taken if such action or failure adversely affects the exclusion of interest on the Bonds from gross income for federal income tax purposes, and all amounts owing to the Agent pursuant to Section 7.05 hereof; and thereafter Reassessments shall not be payable to the Agent. Notice of such election shall be filed with the Agent. Any funds thereafter held by the Agent upon payments of all fees and expenses of the Agent, which are not required for said purpose, shall be paid over to the City to be used by the City as provided in the Ordinance and the Assessment Law. Section 8.04. EXECUTION OF DOCUMENTS AND PROOF OF OWNERSHIP. Any request, declaration or other instrument which this Resolution may require or permit to be executed by Owners may be in one or more instruments of similar tenor, and shall be executed by Owners in person or by their attorneys appointed in writing. Except as otherwise herein expressly provided, the fact and date of the execution by any Owner or his attorney of such request, declaration or other instrument, or of such writing appointing such attorney, may be proved by the certificate of any notary public or other officer authorized to take acknowledgments of deeds to be recorded in the state in which he purports to act, that the person signing such request, declaration or other instrument or writing acknowledged to him the execution thereof, or by an affidavit of a witness of such execution, duly sworn to before such notary public or other officer. The ownership-of registered bonds and the amount, maturity, number and date of holding the same shall be proved by the registry books. Any consent, request, declaration or other instrument or writing of the then registered Owner of any Bond shall bind all future Owners of such Bond in respect of anything done or suffered to be done by the City or the Agent in good faith and in accordance therewith. Section 8.05. WAIVER OF PERSONAL LIABILITY. No member of the Council, Authorized Officer, other officer, agent or employee of the City shall be individually or personally liable for the payment of the principal of, or interest or any premium on, the Bonds; but nothing herein contained shall relieve any such member, officer, agent or employee from the performance of any official duty provided by law. Section 8.06. NOTICES AND DEMANDS. Any notice or demand which liy any provision of this Resolution is required or permitted to be given or served by the Agent to or on the City may be given or served by being deposited postage prepaid in a post office letter box addressed (until another address is filed by the City with the Agent) as follows: Attention: Finance Director CITY OF ALAMEDA 2263 Santa Clara Avenue Alameda, CA 94501 Section 8.07. PARTIAL INVALIDITY. If any Section, paragraph, sentence, clause or phrase of this Resolution shall for any reason be held illegal or unenforceable, such holding shall not affect the validity of the remaining portions of this Resolution. The City hereby declares that it would have adopted this Resolution and each and every other Section, paragraph, sentence, clause or phrase hereof and authorized the issue of the Bonds pursuant thereto irrespective of the fact that any one or more Sections, paragraphs, sentences, clauses, or phrases of this Resolution may be held illegal, invalid or unenforceable. Section 8.08. UNCLAIMED MONEYS. Anything contained herein to the contrary notwithstanding, any moneys held by the Finance Director in trust for the payment and discharge of the principal of, and the interest and any premium on, the Bonds which remains unclaimed for two (2) years after the date when payments of principal, interest and any premium have become payable, shall be repaid by the Finance Director to the City as its absolute property free from any trust, and the Finance Director shall thereupon be released and discharged with respect thereto and the Bond Owners shall look only to the City for the payment of the principal of, and interest and any premium on, such Bonds. Section 8.09. APPLICABLE LAW. This Resolution shall be governed by and enforced in accordance with the laws of the State of California applicable to contracts made and performed in the State of California. Section 8.10. CONFLICT WITH ORDINANCE. In the event of a conflict between any provision of this Resolution with any provision of the Ordinance, the provision of the Ordinance shall prevail over the conflicting provision of this Resolution. Section 8.11. CONCLUSIVE EVIDENCE OF REGULARITY; VALIDITY. Bonds issued pursuant to this Resolution shall constitute conclusive evidence of the regularity of all proceedings under the Ordinance relative to their issuance and the levy of the Reassessments. The validity of the authorization and issuance of the Bonds shall not be dependent upon the completion and /or acquisition of the Project or any part thereof or the performance by any person or such person's obligation(s) with respect to the Project. Section 8.12. PAYMENT ON BUSINESS DAY.In any case where the date of the maturity of interest or of principal, including Sinking Fund Payments, (and premium, if any) of the Bonds or the date fixed for redemption of any Bonds or the date any action is to be taken pursuant to this Resolution is other than a Business Day, the payment of interest or principal, including Sinking Fund Payments, (and any redemption premium) or the action need not be made on such date but may be made on the next succeeding day which is a Business Day with the same force and effect as if made on the date required and no additional interest shall accrue from such Interest Payment Date until such Business Day. Section 8.13. REPEAL OF INCONSISTENT RESOLUTIONS. Any resolution of the Council, and any part of such resolution, inconsistent with this Resolution, is hereby repealed to the extent of such inconsistency. Section 8.14. AUTHORITY OF FINANCE DIRECTOR. All actions mandated by this Resolution to be performed by the Finance Director may be performed by the designee thereof or such other official of the City or independent contractor, consultant or trustee duly authorized by the City to perform such action or actions in furtherance of all or a specific portion of the requirements hereof. Section 8.15. CERTIFIED COPIES. The Clerk shall cause to be furnished a certified copy of this resolution to the Finance Director and to the Auditor of the County. Section 8.16. EFFECTIVE DATE OF THE RESOLUTION. This Resolution shall become effective upon the date of its adoption. EXHIBIT A QTY OF ALAMEDA Assessment District (Reassessment and Refunding of 1998) TERMS AND CONDITIONS The following terms and conditions shall be part of the within Resolution Authorizing Issuance of Refunding Bonds (the "Resolution of Issuance ") as if set forth in the text thereof: Principal Amount: Under Section 2.01, the actual principal amount of the Bonds and the Bond Date is , 1998. The first Interest Payment Date is 2, 1999. Principal Maturities and Interest Under Section 2.02 the maturities and rates of interest of the Bonds are as follows: Bond Redemption: Under Section 2.03, the Redemption provisions are as follows: Mandatory Redemption from Prepayments: Option Redemption from Sources other than Prepayments: This provision applies to Funds maturing on or after Mandatory Sinking Fund Redemption: Funds: Deposits to Funds: Under Section 4.01 and on the Closing Date, only the following amounts will be deposited: $ to the Escrow Fund from Bond Proceeds; $ to the Escrow Fund from the reserve fund held for the Prior Bonds; $ to the Escrow Fund from the redemption fund held for the Prior Bonds; and $ to the Improvement Fund from the improvement fund held for the Prior Bonds. EXHIBIT A Page 1 County of Registered Number A- -- EXHIBIT B FORM OF BOND United States of America State of California County of Alameda LIMITED OBLIGATION REFUNDING IMPROVEMENT BOND CITY OF ALAMEDA Harbor Bay Business Park Assessment District 92 -1 (Reassessment and Refunding of 1998) Series 1998 Registered * **$ * ** INTEREST RATE MATURITY DATE DATED DATE CUSIP REGISTERED OWNER: PRINCIPAL AMOUNT: * ** DOLLARS * ** Under and by virtue of the City of Alameda Refunding Improvement Assessment Law, which enacted by City of Alameda Ordinance No. (the "Ordinance "), the City of Alameda (the "City") County of Alameda, State of California, will, out of the redemption fund for the payment of the bonds issued upon the unpaid portion of assessments made for the acquisition, work and improvements more fully described in proceedings taken pursuant to Resolution of Intention No. adopted by the City Council of the City on October 20, 1998, pay to the registered owner named above or registered assigns, on the maturity date stated above, the principal amount stated above, in lawful money of the United States of America and in like manner will pay interest at the rate per annum stated above, payable semiannually on March 2 and September 2 (each an "Interest Payment Date ") in each year commencing on March, 2, 1999 This Bond bears interest from the interest payment date next preceding its date of authentication and registration unless it is authenticated and registered (i) prior to an Interest Payment Date and after the close of business of the fifteen day preceding such Interest Payment Date, in which event it shall bear interest from such Interest Payment Date, or (ii) prior to the close of business on the fifteenth day of the calendar month preceding March 2, 1999, in which event it shall bear interest from its date, until payment of such principal sum shall have been discharged. Both the principal hereof and redemption premiums hereon, if any, are payable at the office of the Finance Director, City of Alameda, as Agent, Registrar, Transfer and Paying Agent (the "Agent ") and interest shall be paid by check, draft or warrant mailed to the registered owner hereof at the registered owner's address as it appears on the records of the Agent, or at such address as may have been filed with the Agent, for that purpose, as of the fifteenth day of the calendar month immediately preceding each Interest Payment Date; provided however, upon request in writing of an Owner of $1,000,000 or more in aggregate principal amount of Bonds, such request having been made before fifteen days preceding an Interest Payment Date, such interest shall be paid on such Interest Payment Date by wire transfer in immediately available funds to an account in the continental United States designated by such Owner to the Agent. It is hereby also provided that so long as the above - named Trustee is the Owner, all payments of interest, principal and any premium shall be made by wire transfer without the requirement of presentment of the bonds. EXHIBIT B Page 1 This bond will continue to bear interest after maturity at the rate above stated; provided it is presented at maturity and payment thereof is refused upon the sole ground that there are not sufficient moneys in said redemption fund with which to pay same. If it is not presented at maturity, interest thereon will run until maturity. This bond shall not be entitled to any benefit under the Ordinance and the Resolution Authorizing of Issuance of Refunding Bonds (the "Resolution of Issuance ") or become valid or obligatory for any purpose, until the certificate of authentication and registration hereon endorsed shall have been dated and signed by the Agent. This bond is one of several annual series of bonds of like date, tenor, and effect, but differing in amounts, maturities and interest rates, issued by the City under the Ordinance and the Resolution of Issuance for the purpose of providing means for paying for the improvements described in the proceedings, and is secured by the moneys in the redemption fund and by the unpaid portion of assessments made for the payment of those improvements, and, including principal and interest, is payable exclusively out of the redemption fund. This bond is transferable by the registered owner hereof, in person or by the owner's attorney duly authorized in writing, at the office of the Agent, subject to the terms and conditions provided in the Resolution of Issuance, including the payment of certain charges, if any, upon surrender and cancellation of this bond. Upon transfer, a new registered bond or bonds, of any authorized denomination or denominations, of the same maturity, and for the same aggregate principal amount, will be issued to the transferee in exchange therefor. Bonds shall be registered only in the name of an individual (including joint owners), a corporation, a partnership, or a trust. Neither the City nor the Agent shall be required to exchange or to register the transfer of bonds during the 15 days immediately preceding any Interest Payment Date. The City and the Agent may treat the registered owner hereof as the absolute owner for all purposes, and the City and the Agent shall not be affected by any notice to the contrary. This Bond or any portion of it in the amount of five thousand dollars ($5,000), or any integral multiple thereof, may be redeemed and paid in advance of maturity upon the any Interest Payment Date in any year by giving at least 30 days' notice by registered or certified mail or personal service to the registered owner hereof at the registered owner's address as it appears on the registration books of the Agent and by paying principal and accrued interest together with a premium as follows of the principal redeemed, to wit: (redemption premium provisions here) This Bond is a Limited Obligation Refunding Improvement Bond because, under the Resolution of Issuance, the City is not obligated to advance funds from the City treasury to cover any deficiency which may occur in the redemption fund for the bonds; however, the City is not prevented, in its sole discretion, from so advancing funds. EXHIBIT B Page 2 IN WITNESS WHEREOF, the City of Alameda has caused this bond to be signed in facsimile by the Finance Director of the City and by its City Clerk, and has caused its corporate seal to be reproduced in facsimile hereon all as of day of ,1998. [SEAL] City Clerk CITY OF ALAMEDA Finance Director CERTIFICATE OF AUTHENTICATION AND REGISTRATION This is one of the bonds described in the within mentioned Resolution of Issuance. Dated: , 1998 FINANCE DIRECTOR, CITY OF ALAMEDA as Agent By: EXHIBIT B Page 3 ABBREVIATIONS The following abbreviations, when used in the inscription on the face of this bond, shall be construed as though they were written out in full according to applicable laws or regulations: TEN COM - as tenants in common TEN ENT - as tenants by the entireties JT TEN as joint tenants with right of survivorship and not as tenants in common UNIF GIFT MIN ACT - Custodian (Cust) (Minor) under Uniform Gifts to Minors Act (State) Additional abbreviations may also be used though not in the above list ASSIGNMENT For value received, the undersigned do(es) hereby sell, assign and transfer unto (Name, Address and Tax Identification or Social Security Number of Assignee) the within mentioned Bond and hereby irrevocably constitute(s) and appoint(s) , attorney,, to transfer the same on the registration books of the Agent, with full power of substitution in the premises. Dated: Signature Guaranteed: NOTICE: The signature(s) on this assignment must correspond with the name(s) as written on the face of the registered Bond in every particular without alteration or enlargement or any change whatsoever. EXHIBIT B Page 4 I, the undersigned, hereby certify that the foregoing Resolution was duly and regularly adopted and passed by the Council of the City of Alameda in regular meeting assembled on the 20th day of October , 1998, by the following vote to wit: AYES: Councilmembers Daysog, DeWitt, Kerr, Lucas and President Appezzato - 5. NOES: None. ABSENT: None. ABSTENTIONS: None. IN WITNESS, WHEREOF, I have hereunto set my hand and affixed the official seal of said City this 21st day of October , 1998. Diane Felsch, City Clerk City of Alameda