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2003-11-18 Joint CIC HABOC MinutesMINUTES OF THE SPECIAL JOINT COMMUNITY IMPROVEMENT COMMISSION AND HOUSING AUTHORITY BOARD OF COMMISSIONERS MEETING TUESDAY- - NOVEMBER 18, 2003- -7:25 P.M. Chair Johnson convened the Special Joint Meeting at 7:43 p.m. Paden School students led the Pledge of Allegiance. ROLL CALL - Present: Commissioners Daysog, Kerr, Gilmore, Matarrese, Torrey and Chair Johnson - 6. Absent: None. AGENDA ITEM (03 -065) Recommendation to authorize the refinancing of Parrot Village, Eagle Village and China Clipper Plaza, to approve a Loan Agreement between the Community Improvement Commission and Housing Authority in the amount of $6 Million and to authorize the Chief Executive Officer of the Housing Authority and the Executive Director of the Community Improvement Commission to execute all documents related to the transaction. Commissioner Kerr stated the City should not refinance the Housing Authority's real property with general obligation bonds. Commissioner Daysog stated the bonds are being issued for the economic development purposes of community and commercial revitalization; the Housing Authority has access to other sources of funds; although the cost associated with the Housing Authority using other funds would be higher, bond money should be used for economic development purposes. Chair Johnson inquired how much outside funding would cost. The Housing Authority Financing Manager responded the interest rates would be much higher and there would be additional costs; noted refinancing would save $178,000 per year. Commissioner Daysog inquired whether the savings are accrued to the Housing Authority, to which the Financing Manager responded in the affirmative. Commissioner Daysog stated the policy question is whether $6 million should be used for commercial revitalization, which benefits all residents, or for the Housing Authority that benefits 7,000 residents. Special Joint Meeting Community Improvement Commission and 1 Housing Authority Board of Commissioners November 18, 2003 The Financing Manager stated the savings could be used to build more low- income housing. Commissioner Gilmore stated there is a trend; interest rates are historically low and various City departments are asking to refinance to obtain lower interest rates; the Housing Authority is still the "City;" the City Council should make a policy decision regarding refinancing. Chair Johnson stated the specific question is whether redevelopment money should be used to refinance other loans; loaned money cannot be used for redevelopment projects. The Financing Manager stated the proposal would provide the City with a cash flow for the next 30 years; refinancing would allow the Housing Authority to get out from under Housing and Urban Development (HUD) regulations, which have extensive guidelines and reporting procedures. The Executive Director stated the policy question is in which areas does the Council choose to invest funds. Commissioner Kerr noted the matter was presented before and returned without additional information. Chair Johnson stated a previous question was the impact on financing redevelopment projects; suggested that the redevelopment issue be placed on a future agenda, including available funds, current plans' costs, and the amount needed for leveraging; stated the Commissioner should have a better understanding of whether funds are available for other uses, such as Housing Authority refinancing. Commissioner Gilmore inquired whether the matter is time sensitive. The Finance Director responded the matter relates to the bond issuance authorized in September; the bonds have not been priced; the City will not receive redevelopment funds if the matter is delayed. Chair Johnson inquired whether the bonds could be purchased without designating whether the money would be used for the Housing Authority. The Finance Director responded the bond was not to exceed $50 million, which includes the $6 million Housing Authority loan; the bonds would be sized down if the loan were not approved. Special Joint Meeting Community Improvement Commission and 2 Housing Authority Board of Commissioners November 18, 2003 Chair Johnson stated the bonds should go forward. Commissioner Kerr concurred that other projects should move forward. Commissioner Gilmore inquired how much issuing a $6 million bond at a later time would cost. The Finance Director responded economies of scale would be lost; for example, the City would have to pay Bond Counsel again. Chair Johnson inquired whether the $6 million could be included in the bond without being designated for the Housing Authority. The Finance Director responded in the affirmative; stated if the $6 million is not approved for the Housing Authority, it could be used for redevelopment projects. Chair Johnson inquired whether said suggestion makes sense and whether other projects would be forthcoming. The Finance Director responded in the affirmative. Commissioner Matarrese stated the matter should not be delayed; leaving $6 million undesignated until the matter is resolved is acceptable. Commissioner Daysog stated that he has concerns regarding issuing bonds without making decisions about projects and costs; generating money simply because there is the capacity to do so is backwards; leaving $6 million open generates money looking for something to fund, rather than requesting funds following project selection; a decision should be made about whether or not funds will be loaned to the Housing Authority. Chair Johnson inquired whether $6 million would be needed for other projects or whether said amount should not be issued. The Development Service Director responded there will be future redevelopment projects, such as potential West Alameda Business Association (WABA) projects; significant additional bonding capacity of $10 to $15 million is being held in reserve; including $6 million does not exhaust the City's bonding capacity; noted the Housing Authority's loan payments, which would total $384,000 annually, could be deposited into the commercial revitalization fund and be used as projects arise. Special Joint Meeting Community Improvement Commission and 3 Housing Authority Board of Commissioners November 18, 2003 Chair Johnson inquired whether $6 million should be issued if the Housing Authority loan is not funded and whether $6 million could be used. The Development Services Director responded the bond covers priority projects, which are currently well defined; however, the $6 million could be used for additional projects, such as upcoming Webster Street projects that are not well defined. The Executive Director stated $44 million would address all identified projects. Commissioner Gilmore inquired the cost involved with issuing $6 million at a later time. The Finance Director responded underwriting, bond counsel, printing and rating agency costs; issuing $6 million at a separate time would cost approximately $200,000 to $300,000. Commissioner Kerr inquired whether cost is a function of bond size. The Finance Director responded bond counsel and rating agencies are set costs; underwriting and insurance are a function of bond size. Commissioner Kerr inquired how much less issuing the bonds would cost if the $6 million were not included. The Finance Director responded there would be a small savings; however, issuing $6 million later would cost far more than the savings. Commissioner Matarrese stated that having $6 million, which could be used for future, un- solidified projects on Webster Street, is an acceptable risk; the economies of scale and interest rates are compelling enough to issue the entire bond amount now in the event the Housing Authority refinancing is approved in the future; the parking structure and theatre projects should not be delayed. Special Joint Meeting Community Improvement Commission and 4 Housing Authority Board of Commissioners November 18, 2003 COMMUNITY IMPROVEMENT COMMISSION ACTION Commissioner Matarrese moved approval of issuing the bonds in the full amount [$50 million], holding $6 million for a future policy decision about whether to use funds for other redevelopment projects versus loaning funds to the Housing Authority for refinancing. Commissioner Gilmore seconded the motion, which carried by the following vote: Ayes: Commissioners Gilmore, Matarrese and Chair Johnson - 3. Noes: Commissioners Daysog and Kerr - 2. [Commissioner Torrey abstained, as he is a member of the Housing Authority Board of Commissioners, not the Community Improvement Commission.] ORAL COMMUNICATIONS None. COMMISSIONER COMMUNICATIONS Commissioner Torrey wished everyone a Happy Thanksgiving. ADJOURNMENT There being no further business, Chair Johnson adjourned the Special Joint Meeting at 8:07 p.m. Respectfully Submitted, Lara Weisiger Secretary, Community Improvement Commission The agenda for this meeting was posted in accordance with the Brown Act. Special Joint Meeting Community Improvement Commission and 5 Housing Authority Board of Commissioners November 18, 2003